Our Process

Confido

Confido [konˈfi.do] verb: From the Latin con- (“with, together”) +‎ fīdō (“trust; rely upon”).

1. to be confident or assured of; 2. confide in; 3. believe; 4. trust; 5. place or put confidence in; 6. rely upon

Although we don’t seek to be all things to all people, we do strive to be all things to some people by building trust and cultivating confidence through education, asking the right questions, developing a vision, and evaluating alternatives as a fiduciary.

 

We begin by exploring your relationship with money and defining outcomes. Then, we examine your cash flow and determine your lifestyle needs and competing financial priorities. Next, we take a no-stone-unturned approach to analyzing your balance sheet, investments, risk management tools, and other documents.

Only then will we formally engage with you, educating you on strategies and tactics to accomplish your goals and gathering your feedback. Finally, we move into implementation, where we provide personalized recommendations and a transparent path to implementing them.

Although we don’t seek to be all things to all people, we do strive to be all things to some people by building trust and cultivating confidence through education, asking the right questions, developing a vision, and evaluating alternatives as a fiduciary. 

We begin by exploring your relationship with money and defining outcomes. Then, we examine your cash flow and determine your lifestyle needs and competing financial priorities. Next, we take a no-stone-unturned approach to analyzing your balance sheet, investments, risk management tools, and other documents.

Only then will we formally engage with you, educating you on strategies and tactics to accomplish your goals and gathering your feedback. Finally, we move into implementation, where we provide personalized recommendations and a transparent path to implementing them.

We can explore our 4-step process using different tenses of the verb, confido:

 Step 1

Confiderem: “I Want to Trust/Believe”

  • We engage in goal and outcome setting and cash flow analysis

 Step 2

Confisuro: “I Will Trust/Believe”

  • We do a deep dive on your balance sheet, your employer benefits, our risk management, etc.
  • We deliver our financial planning engagement agreement (see below)

 Step 3

Confido: “I Do Trust/Believe”

  • We deliver your plan, including your implementation road map

Step 4

Our Clan Is Your Clan

  • We will invite you to join one of our ongoing financial planning programs, based on the level of services your financial clan needs and deserves.

Our Pledge to You

Trust is earned. We cultivate it through education and time. Our promise to you is that we will take as many meetings as necessary for you to truly believe in your plan. We won’t adjust our planning fees or implement the recommendations until you say, “Confido.”

Our service model includes setting up your client portal and creating a personalized calendar of touch points and deliverables throughout the year. Depending on your unique needs, we will meet with you once or twice annually. Of course, we are always available at any time when life events—such as a marriage, birth of a child or grandchild, divorce or death—require a review of your current planning documents and updating them when necessary.